We
Provide Banking, Financing and Investment Services to Cater for
Productive Projects.
The
Bank carries out, for its own account as well as for the accounts
of others, all kinds of banking
and financing activities on a non-usurious basis. These activities
include :
• Accepting of deposits in JD
and in foreign currencies in the following accounts:
•
Current and demand accounts.
•
Joint investment accounts: saving, notice, fixed accounts as well
as Muqarada,Restricted investment accounts and Investment by proxy accounts .
• Investing in Islamic investment
modes such as Mudaraba, Musharaka, Murabaha,
direct investments, Istisna and leasing ending in the
transfer of ownership.
• Issuing and printing of banking cards issued In-House including
Visa card, (Smart Card) (Chip & Pin) , Visa Electron and Master Card.
• Issuing of ATM cards (24 hour
service).
• Accepting of cheques and collection
of financial papers.
• Money transfer.
• Using the S.W.I.F.T system for issuing
LCs and for money transfers.
• Speed cash services through Westren Union .
• Opening of LCs.
• Speed cash payments " Western Union" .
• Buying and selling of foreign
currencies on spot value basis only.
• Issuing of cheques in foreign
currencies.
• Renting of safe boxes.
• Management of manageable properties
on behalf of owners.
• Preparation of economic and
financial studies at the request of the Bank's customers
in the fields of private investments as well as
assessing of feasibility studies.
• Participating in the capitals
of companies.
• Acting as agent at Amman bourse
for buying and selling shares and investment
certificates issued on a non-usurious basis In this regard, the Bank has established Sanabel
Al-khair Company for Financial Investments in 2006 to take the place of the Financial Brokerage
Office that belongs to the Bank.
• Management of the Initial Public Offers (underwriting / best effort basis).
• Providing insurance services
based on the concept of mutual insurance by participating
in the establishment of the Islamic Insurance
Co. and implementing the Mutual Insurance
Fund which caters for the Bank's customers.
• Giving AL-Qard AL-Hassan ( interest
free loan ) to needy citizens to enable them meet certain
obligations such as marriage, education and medication
expenses.
• E-banking.
• Providing SMS Service by mobile phones.
• Providing secure shopping via the internet ( VBV ) .
