Annual Reports

The Bank was able to direct the attention of the specialized bodies by highlighting the success of Islamic financial institutions and reviewing their experience through the strength and success of its career and leadership in Islamic banking to reap awards and credit and sharia ratings, which are as follows:

Global Awards

The British magazine “World Finance” continued to award Jordan Islamic Bank its prestigious awards for the year 2025, which are the award for Best Islamic Bank in Jordan, Best Banking Group in Jordan, and Best Corporate Governance. These awards reflect the bank's excellence and innovation in various banking services and its commitment to digital banking services, highlighting the leading position that Jordan Islamic Bank has achieved in the Jordanian banking sector. and its commitment to developing advanced financial solutions that support its digital transformation strategy and meet the aspirations of its customers from various segments, in addition to its absolute commitment to best governance practices, sustainability plans, disclosure, transparency, and wise leadership.

The bank won two awards  which are the Strongest Islamic Bank for Retail Services and the Best Islamic Retail Bank in Social Responsibility in Jordan for 2025. These were presented at the 11th Retail Islamic Banking Awards (IRBA) granted by the Cambridge IFA institution, in recognition of the bank's achievements in retail banking, social responsibility in the Jordanian banking sector, and its leadership among Islamic banks in Jordan.

World Union of Arab Bankers (WUAB) announced that Jordan Islamic Bank has won the award for Leadership and Excellence in Promoting Financial Inclusion through Islamic Finance in Jordan 2025, during the Banking Excellence and Achievement Awards ceremony of The Banking Executive magazine, issued by WUAB. This award is a culmination of the bank’s work and achievements in the field of financial inclusion and the provision and innovation of banking products and services that are compatible with the provisions and principles of Islamic Sharia, meeting the needs of various segments of customers, including individuals and companies, in addition to expanding the provision of digital banking services that keep pace with the latest technological developments.

Jordan Islamic Bank won the award for the Best Islamic Bank in Jordan for 2025 as part of the Banking Excellence Awards for the Middle East 2025. The award was presented at a special ceremony held in Dubai in June 2025, organized by Middle East Business Intelligence, a magazine specializing in comprehensive monitoring and analysis of Middle Eastern markets. The award was based on the bank’s achievements, its active contributions to Islamic banking, and its continued commitment to excellence.

Global Finance magazine announced that Jordan Islamic Bank has won the award for the Best Islamic Financial Institution in Jordan for the year 2025 for the sixteenth time. This award was announced in the magazine’s report issued in May 2025 regarding its annual awards for the best Islamic financial institutions in the world for the year 2025. The magazine highlighted the bank’s achievements in contributing to the growth and development of Islamic finance, in addition to its growth in performance and profitability, strengthening its banking position in its countries, continuing innovation and quality in products and services, promoting digital transformation, attracting new clients (individuals, companies), increasing competitiveness, and enjoying good management and good governance.
 The report indicated that Jordan Islamic Bank's winning of this award is due to its ability to maintain its leadership in the field of Islamic banking services in Jordan, supported by its strong financial position, with a Capital Adequacy Ratio of 20% at the end of 2024. The bank also controls approximately half of the Islamic banking sector in Jordan, and holds 10% of the total assets of the Jordanian banking sector. It has also continued to achieve growth in financing and deposits, in addition to expanding its digital banking platforms and services.
For the third consecutive year, Jordan Islamic Bank won the award for Best Islamic Bank in Jordan for 2025 from the international financial magazine “Euromoney”. The award was presented during the magazine's Excellence Awards ceremony, which honors Islamic financial institutions that have distinguished in their achievements, Islamic financial and banking services across their countries. The ceremony was held in Dubai on 21 May 2025.
The Euromoney report stated that Jordan Islamic Bank won this award due to the bank's continued growth across all its financial indicators, along with innovation in services and products, and expansion in financing that is compatible with the provisions and principles of Islamic Sharia for individuals and companies. The report also stated that Jordan Islamic Bank is the largest Islamic financial institution among Islamic banks operating in Jordan.
 

EMEA Finance magazine which based in London announced that Jordan Islamic Bank has won Best Islamic Bank in Jordan Award for 2024 in the 17th edition of the magazine’s annual awards package, in recognition of leading Islamic banks and financial institutions across the Middle East region that excel in their performance in terms of products and investment banking services, retail services, technological innovation, transformation to the digital financial industry, profitability, financial inclusion, sustainable transformations, and initiatives that support their clients and communities. This came during the magazine’s annual honoring ceremony held in Dubai.

Jordan Islamic Bank won four awards from the Malaysian Islamic Finance News Magazine (IFN) as the Best Islamic Bank in Jordan, Best Islamic Investment Bank, Best Islamic Retail Bank, and Most Innovative Bank in Jordan for the year 2024, during the magazine’s annual ceremony to honor the best financial institutions that provide Islamic financial services at the country and regional levels, which was held in Dubai on 17/2/2025.

Jordan Islamic Bank won the award for the best Islamic bank in Jordan for the year 2024 within the banking excellence awards from the British International Business Magazine, which specializes in the field of business and finance, which the magazine grants to Jordan Islamic Bank for the first time with the aim of honoring Islamic financial institutions that have contributed to the development of the Islamic banking and finance market and have had a positive impact in the markets in which they operate and highlighting their achievements, after the bank passed the evaluation and analysis stages adopted by the magazine in light of the bank’s performance in the Jordanian banking market to deserve this award with all merit and competence for the successes and achievements it has achieved that have maintained its distinguished position.

The British magazine “World Finance” continued to award Jordan Islamic Bank its prestigious awards for the year 2024, which are the award for Best Islamic bank in Jordan, Best banking group in Jordan, Best Corporate Governance, and the award for business leadership and outstanding contribution to Islamic finance for Dr. Hussein Said / CEO of Jordan Islamic Bank.

The bank was selected for these awards in their various categories in recognition of the bank’s distinction, record of achievements and outstanding successes in the Jordanian and Islamic banking sector and its achievement of sustainable growth rates at various levels while adhering to the best governance practices, sustainability plans, disclosure, transparency and wise leadership.

For the second year consecutively, Jordan Islamic Bank won the award for the best Islamic bank in Jordan for the year 2024 from international financial Euromoney magazine, during the Excellence Awards ceremony to honor Islamic financial institutions that were distinguished by their achievements and Islamic financial and banking services at the level of their countries, which was held in Dubai during the month of May 2024.

The report issued by the magazine stated that Jordan Islamic Bank received this award based on the strength of the bank’s financial position and its enjoyment of good profitability, revenues and deposits, and in appreciation of the bank’s performance and achievements in developing its banking services and products and enhancing its digital services by opening the third digital corner for self-banking services and expanding banking services through mobile phones or ATMs by providing cash withdrawal services using Quick Response Codes (QR) and biotechnology. It also strengthened its presence through social media platforms and through the Internet.

The Regional Network for Social Responsibility which based in Bahrain announced that Jordan Islamic Bank won the International Award for Excellence in the Field of Partnership and Social Responsibility for Financial Institutions and Islamic Banks for the year 2024, in recognition of the bank’s contributions and outstanding achievements in social responsibility and sustainability among Arab Islamic banks. This came at the conclusion of the eighth Conference and Award for Partnership and Social Responsibility for Financial Institutions and Islamic Banks for the year 2024, which was held in Kuwait, with the participation of experts and speakers in the field of Islamic banking, economics and social responsibility, to honor the financial institutions and Islamic banks that are most influential in social responsibility and sustainability initiatives in the Arab region, on the thirteenth of May 2024.

Jordan Islamic Bank won the award for the best Islamic financial institution in Jordan for the year 2024 from Global Finance, an international magazine based in New York, for the fifteenth time. This came in its announcement of its annual awards for the best Islamic financial institutions in the world for the year 2024, to highlight the most important achievements achieved in contributing to the growth and development of Islamic finance.

 The continued selection of Jordan Islamic Bank for this award came from an international jury that includes experts from the consulting sector and specialized editors in the magazine, relying on a set of criteria in terms of innovation in services and products and their quality, investment in technology, progress in digital banking services, enhancement of retail banking services, and growth in assets, profitability and good governance.

 The magazine indicated that Jordan Islamic Bank has strengthened its presence by owning about 50% of the Islamic banking services market in Jordan, achieving about 9% of the total assets of the banking sector in Jordan with continuous growth in financing, deposits and accounts supported by a high Capital Adequacy Ratio, in addition to the continuous development and modernization in the fields of banking technology and the expansion of its digital banking services through Islami Mobile, Islami Internet, and the digital self-services that the bank provides to its customers (Islami Digital).

MENA Banking Excellence Awards 2024) ) organized by the Middle East Business Intelligence magazine, which specializes in comprehensive monitoring and analysis of the Middle East markets and is headquartered in Dubai, based on the achievements of Dr. Hussein Said and his effective contributions to Islamic banking during his career of about 37 years since joining Jordan Islamic Bank and his progression in many different administrative positions until he reached the position of CEO of the bank in 2019, which is the largest Islamic banking institution in Jordan.
The Malaysian Islamic Finance News magazine “IFN” announced that Jordan Islamic Bank won the award for the best Islamic bank in Jordan for the year 2023, at the magazine’s annual ceremony to honor the best financial institutions that provide Islamic financial services at the country and regional levels for the year 2023, which was held in Dubai on 25/4/2024.
 Jordan Islamic Bank was chosen to win this award for the excellence of its services and products and its record of outstanding achievements and successes in the Jordanian and Islamic banking sector.

Jordan Islamic Bank received the Most Advanced Excellence Award in Digital Transformation for the year 2023 among Al Baraka Group units, due to the bank’s excellence in providing its advanced digital electronic services and successfully implementing the digital transformation plan.

Jordan Islamic Bank was chosen to win this award with all merit for its distinguished services and products and its record of achievements and outstanding successes in the Jordanian and Islamic banking sector.

Jordan Islamic Bank received the "Best Bank in Jordan in terms of banking services and products compatible with the provisions and principles of Islamic Sharia for the year 2023" from the magazine (The Banking Executive) issued by the World Union of Arab Bankers, during the Banking Excellence and Achievement Awards for the year 2023, which was held in Istanbul / Turkey.

International financial Euromoney magazine announced that it has awarded Jordan Islamic Bank the award for the best Islamic bank in Jordan for the year 2023 for the first time as part of the excellence awards granted by the magazine to honor distinguished Islamic financial institutions at the level of their countries, which are distinguished by their record of achievements, creativity and leadership in Islamic financial and banking services to their customers.
The magazine's report stated that Jordan Islamic Bank won this award in recognition of its achievements over the past 45 years, as it has steadily developed its banking, financing and investment business in accordance with the principles and provisions of Islamic Sharia, with its commitment to corporate governance instructions and the instructions issued by the Central Bank of Jordan in particular.
 Jordan Islamic Bank ranks third among Jordanian banks in terms of deposits, financing and investment, and fourth in total assets.
The return on equity in 2022 was about 11.9%, the capital adequacy ratio was 21.2%, shareholders' equity increased to more than $734 million, and the coverage ratio of Non- Performing Financing (NPF) reached 100%.
 In order to keep pace with digital services, Jordan Islamic Bank launched additional services and applications on Islami Mobile that made it ahead of its competitors, including cards, installments, Crave inquiry... etc. The bank also developed its electronic platforms to provide the best digital banking services to its customers, and its banking applications are now on the Internet, branches and digital corners "Islami Digital" provide customers with a unique and secure banking experience.
The British (World Finance) magazine announced that Jordan Islamic Bank continue to win prestigious awards for the year 2023, which are best Islamic bank in Jordan, best banking group in Jordan, best corporate governance, Business Leadership and Outstanding Contribution to Islamic Finance for Mr. Musa Shihadeh, the former chairman of the bank, in appreciation for the bank’s distinction and record of its outstanding achievements and successes in the Jordanian and Islamic banking sector.
 In the report issued by the magazine at the end of June 2023, it was stated that the magazine’s awards are granted to Islamic banks and institutions that have had a major role in the advancement of Islamic banking industry, including Jordan Islamic Bank, as they were able to achieve a distinguished position in banking work at the level of their countries to be a role model and a prominent example in the banking leadership of other banks, overcoming the difficult economic period that faced the world and the region, whether in terms of tightening monetary policy, inflation, supply chains, energy ... etc., which many banks found difficult to deal with its successive effects.
 Where the bank continued to win magazine awards in its various categories for achieving sustainable growth rates at various levels while adhering to the best practices of governance, sustainability plans, disclosure, transparency and wise leadership, introducing example, role model, and distinguished role in the Islamic finance industry, which is expected to increase demand for it and grow by about 10% in 2023 and the next year, and with the expectation of significant growth in the issuance of green sukuk that is compatible with the sustainability plans of many Islamic banks, according to Moody’s reports.

Jordan Islamic Bank received Best Private Bank - Jordan 2023 award from Middle East Business Intelligence Magazine.

The British (World Finance) magazine continued to award Jordan Islamic Bank its prestigious international awards, where the bank won four awards for the year 2022 as the best Islamic bank in Jordan, the best banking group in Jordan, the best corporate governance award, Business Leadership & Outstanding Contribution to Islamic Finance for Mr. Musa Shihadeh, Chairman of the Board of Directors of Jordan Islamic Bank, in its report on the best-performing financial and banking institutions in their countries, which deserved to win awards, as the magazine is one of the most important international magazines specialized in following up distinguished institutions and highlighting their successes, as Jordan Islamic Bank has previously won various types of magazine awards for many times. According to the report issued by the magazine, the continuation of granting Jordan Islamic Bank awards was based on several factors, including continuous growth and development in various indicators, performance, excellence in digital transformation, expansion of innovation, providing financing and investment products that are compatible with the provisions and principles of Islamic Sharia, and following the best ways to comprehensively implement technological solutions. While adhering to the standards of sustainable growth and inclusiveness in various activities. Jordan Islamic Bank was able to implement the best practices of governance, including strong leadership, flexible risk management, strong financing facilities, and a strong relationship with shareholders, customers and employees, despite the consequences of Corona pandemic and the state of uncertainty and turmoil that affected environmental and social governance practices and sustainability.

Jordan Islamic Bank won the Best Retail Bank Award in Jordan for the year 2022 from MENA Banking Excellence Awards 2022, at a special ceremony to announce the award-winning institutions on 23/6/2022, organized by Middle East Business Intelligence in the Middle East, which specializes in the follow-up and comprehensive analysis of the Middle East markets, based in Dubai, in partnership with the Retail Banker International and Private Banker International, which includes specialists and researchers in data analysis and business in the banking market, based on in-depth studies on Jordan Islamic Bank and its contribution to providing retail services.
The British magazine "The Banker", issued by the Financial Times Group, that specializes in banking and investment at the international level, announced for the ninth time that Jordan Islamic Bank won the award for the best Islamic bank in Jordan for the year 2022, as part of its awards granted annually to distinguished Islamic banks at the level of each country. In recognition of its efforts and excellence. According to the report issued by the magazine during the current June, and based on the jury that responsible for announcing the awards, Jordan Islamic Bank is one of the most prominent Islamic banks in the Middle East, as it was able to continue winning the award for the best Islamic bank in Jordan for the year 2022 for its excellence and the good results it achieved in financial performance and product innovation despite various challenges, the bank’s profits grew at the end of 2021 by 13.3% to reach about $83.3 million, and facilities granted to customers increased by 10.7% to reach about $6.7 billion, and deposits increased by 10%, and the bank was distinguished by launching many products which aims to improve the financial inclusion of its customers, such as launching a “Musawamah” card product, the blind card, a rewards program for users of banking cards of all kinds (Visa and MasterCard), and marketing campaigns for users of the bank’s channels on mobile and the Internet to pay bills and e-shopping, as well as provide financing products and services at preferential prices for military retirees. With a memorandum of understanding with the Military Credit Fund in Jordan with a growth in the network of branches and ATMs and provide contactless banking cards that comply with the provisions and principles of Islamic sharia.

Global Finance magazine announced that Jordan Islamic continues to win the award for the best Islamic financial institution in Jordan for the year 2022 for the 14th consecutive time, in its report issued on 28/5/2022 on its annual awards for the best Islamic financial institutions in the world for the year 2022, highlighting for its achievements in contributing to the growth and development of Islamic finance in addition to growth in assets, profitability, business development and innovation in products and services. Emphasizing the importance of Islamic banks' orientation towards digital and technological investments, which contributed to reducing operating expenses and supported efforts in facing many challenges that swept the world, including the global epidemic and its consequences and the effects of oil prices, so that the net profits of Islamic banks rose to more than 50% in 2021. In addition, these banks assume their social responsibilities towards various environmental factors. The report indicated that Jordan Islamic Bank won this award for achieving growth and rise in its various financial indicators, as its balance sheet grew to $7.5 billion in 2021, and the net profit, deposits and financing increased by more than 10% in 2021, and the bank worked to meet the needs of its clients by providing a wide range of banking products that are compatible with the provisions and principles of Islamic Sharia, and the expansion of the provision of digital banking services that keep pace with the latest technological developments.

Jordan Islamic Bank received the award for the best Islamic bank in Jordan for the year 2022, London-based “EMEA Finance” magazine, in the fifteenth edition of the magazine’s annual awards package, in recognition of the leading Islamic banks and financial institutions at the level of countries in Europe, Middle East and Africa region, which are distinguished in Its performance in terms of investment banking services, retail services, technological innovation, the transition to the digital financial industry, and initiatives supporting its customers and communities.

Jordan Islamic Bank won four prestigious awards from the Malaysian Islamic Finance News magazine “IFN” as the best Islamic bank in Jordan, best Islamic bank in governance, best investment bank, and best Islamic bank in retail in Jordan for the year 2022, at the magazine’s annual ceremony to honor the best financial institutions that provide Islamic financial services at the state and regional levels for the year 2022, due to the excellence of the bank’s services and products and its record of notable achievements and successes in the Jordanian and Islamic banking sector.

Jordan Islamic Bank won the Best Islamic Bank award in Jordan for the year 2021 from the Banking Executive magazine, issued by WUAB " World Union of Arab Bankers", during the celebration of the Banking Excellence and achievement awards for the year 2021, which is held annually by the magazine for the seventh year consecutively, and in conjunction with the celebration of the fifteenth anniversary of the founding of the World Union of Arab Bankers, in the presence of more than 200 distinguished Arab banking personalities in the world of business and finance and Arab banking institutions , which was held in Beirut on 10/12/2021. According to the press release of the World Union of Arab Bankers Awards ceremony, awarding the award to Jordan Islamic Bank came in appreciation of the bank’s efforts to maintain good financial performance levels in 2021, despite the consequences of the Covid-19 pandemic on the Arab and global economies, and for the wise and rational leadership in managing this Islamic banking edifice, which is a clear indication that the planned approach of Jordan Islamic Bank is on the right track in the field of banking services directed to individuals and institutions likewise, and this award has special importance as it is subject to a jury. It is worth noting that Jordan Islamic Bank has previously won several awards from the magazine, including the award for the strongest Arab bank in Islamic banking for 2015, the strongest Islamic bank in Jordan in 2017, and the best brand for Islamic bank in Jordan in 2020.

The Malaysian “Islamic Finance News” magazine “IFN” awarded Jordan Islamic Bank the award for the best Islamic bank in Jordan for the year 2021, during a special ceremony held in Dubai to hand out awards to the winning institutions, which the magazine gives annually in honor of the best financial institutions that provide Islamic financial services on state and region level. Jordan Islamic Bank continued to win this award and ranked first based on the comprehensive annual poll conducted by the magazine through direct voting for the magazine’s readers from investors, financial intermediaries, businessmen and experts in the Islamic banking sector, and from various sectors to choose the best banks in their countries based on the record of the achieved successes, which were applied to Jordan Islamic Bank to distinguish its services and products. The awards of Islamic Finance News magazine “IFN” are subject to strict criteria when voting, and institutions and banks cannot participate in the awards to vote for them, but are subject to the opinion of impartial bodies. Therefore, these awards are considered among the most transparent and competitive global awards, and the magazine is one of the most important international magazines specialized in the Islamic banking sector.

Jordan Islamic Bank won the award for the strongest Islamic retail bank in Jordan for the year 2021 and for the fourth time within the Islamic Retail Banking Awards (IRBA) in its seventh edition, awarded by “Cambridge IFA” institution based in “Britain”, during the awards ceremony that was held in Dubai. The selection of Jordan Islamic Bank came in appreciation of the achievements and the active contribution to serving individuals and institutions in the financial sector and excellence in Islamic retail banking services, based on a study conducted by “Cambridge IFA”, which is a research institution specialized in providing strategic advice in the field of financial services and conducting research Professional Academy for Financial Institutions. The awarding of these awards to distinguished Islamic banking institutions in these services is based on the evaluation of a jury of independent experts, and a tight academic analysis, and based on the competency model developed by the institution to perform the efficiency of global Islamic banking services. It is worth noting that Jordan Islamic Bank has won many awards from the Cambridge IF Analytica since 2015 " as the best Islamic Retail Bank award in Jordan and the Strongest Islamic Retail Bank award in Jordan for the year 2016 and Islamic Finance Leadership Award for His Excellency Mr. Musa Shihadeh Chief Executive Officer - Former General Manager of Jordan Islamic Bank, and the two awards for Strongest and Best Innovative Islamic Bank for Retail Services in Jordan for the year 2019, and the strongest Islamic retail bank in Jordan for the year 2020.

Jordan Islamic Bank won in the Excellence Award in the field of social responsibility for financial institutions and Islamic banks (commitment) for the year 2020 for Islamic banking sector in the Arab region, by the regional network of social responsibility, a member of the United Nations Program for the Global Compact, for the distinguished role of the bank towards society and its promotion of responsible practices and achieving sustainable development in the field of green banking and reflecting it on the work environment.

EMEA Finance continued to grant JIB "Best Islamic Bank award" in Jordan for 2019 for the seventh year consecutive in appreciation of the Bank’s distinguished achievements in Islamic banking in Jordan in terms of performance in investment banking services, governance, asset management and services Finance for individuals. EMEA Finance magazine, based in London, which is concerned in the appreciation of the leading Islamic financial institutions that pioneering at the level of countries in Europe and the Middle East and Africa that is distinguished for its performance in terms of investment banking services, governance, asset management and financial services for individuals. JIB has previously obtained on the awards from the same magazine that are best Islamic bank in the Middle East for the year 2015 and the award for social responsibility in the Middle East in 2014.

JIB won the Golden Shields Award for the 2019 Websites From the Academy of Excellence Awards in the Arab Region, which is seat in Dubai - Which is the body to award scientific prizes in the Arab region, After Jordan Islamic bank obtained the highest rating of the category of banks and financial institutions in Jordan for the year 2019. The Excellence Awards aim to highlight the importance of websites and smart applications and social networking pages of many public and private sector institutions and the banks at the level of the Arab region and after the establishment of a team of experts and referees known to evaluate and vote.
Jordan Islamic bank won the Golden Shields Award for the 2019 Websites From the Academy of Excellence Awards in the Arab Region, which is seat in Dubai - Which is the body to award scientific prizes in the Arab region, After Jordan Islamic bank obtained the highest rating of the category of banks and financial institutions in Jordan for the year 2019. The Excellence Awards aim to highlight the importance of websites and smart applications and social networking pages of many public and private sector institutions and the banks at the level of the Arab region and after the establishment of a team of experts and referees known to evaluate and vote.
Jordan Islamic Bank received the 2019 Excellence Award for Economic and Social Initiatives/ Economic Programs Category from Excellence Awards Academy in the Arab Region, which is specialized in consulting and management of excellence awards in the Arab region in cooperation with the Training, Research and Studies Center - the Arab Economic Unity Council /Arab Joint Action Organization. The Excellence Award for Social Initiatives aims to highlight the efforts being made to launch programs that reflect the society's economic and social needs. It includes as well economic, environmental, social, health, educational, rehabilitation and social awareness programs that contribute to the promotion of community action through best practices in the field of social responsibility.
Mr. Musa Shihadeh, General Manager of Jordan Islamic Bank (JIB) was awarded Islamic Finance Personality of the year 2018 at the 8th Global Islamic Finance Awards for his outstanding leadership role in Islamic banking during a ceremony held under the patronage of the Chairman of Presidency of Bosnia and Herzegovina, His Excellency Bakir Izetbegović and with the presence of government leaders, senior officials and Islamic banking leaders around the world. GIFA, which is an annual event launched since 2011, is one of the most important international awards in the Islamic financial industry, and is awarded to outstanding institutions and individuals in this field. The core objective of GIFA is to instill a culture of social responsibility, promote business alignment with Islamic Sharia, and commit to promoting the growth of Islamic finance and banking. Award winners will be selected following detailed independent research and extensive discussions to study the results objectively and accurately by an expert jury. The Global Islamic Finance Awards are based on an objective methodology with a registered ownership of Edbiz Consulting, to celebrate successful individuals and institutions in the Islamic financial services industry.

Jordan Islamic Bank has reaped the award of Best Arab Islamic Bank and Best Arab CEO to Mr. .Musa Shihadeh , CEO , GM of JIB among the strongest 100 CEO in the Arab region for 2017 during Arab Best Award ceremony which was convened in Marrakech - Morocco. JIB has received this award in recognition of its efficient achievements and contribution , wise management , its excellence in serving Islamic banking in the Arab region, its distinguished position in Jordanian banking market , maintaining steady growth during the past years and its commitment to the provisions and principles of Islamic Sharia.

Union of Arab Banks & Princess Tagreed Foundation for Development & Training granted JIB Excellence award in Islamic banking services in the Arab region and Excellence award in Islamic banking leadership to Mr. Musa Shihadeh, CEO – GM of the bank for 2017 in recognition of the achievements and outstanding contribution of the bank and wise management in serving Islamic banking and enhancing social responsibility.

The Arab Organization for Social Responsibility granted Jordan Islamic Bank (JIB) the prize of social responsibility for Arab and Islamic banks for the second consecutive year in its tenth season which held in Sharm AlShaikh with a participation of administrative and leading figures in the field of social responsibility at the level of Arab region. However, Jordan Islamic Bank has obtained the prize in appreciation of its distinguished efforts and initiatives to crown its achievements in the field of social contributions and for the issuance of an annual social responsibility report in order to motivate others to deal with social responsibly and change it to the strategic concept in the sectors of banks and financial institutions and enhance it through the wise management.

The strongest Islamic bank in Islamic banking services in Jordan for 2017 from the Banking Executive Magazine issued by the World Union of Arab Bankers in appreciation of the distinguished achievements the bank accomplished in Islamic banking services within Islamic banks sector. The bank received this award previously in 2015.

Jordan Islamic Bank has reaped the award of the Financial Institution Committed to Social Responsibility among Islamic banks for 2017 ( Commitment ) from the Regional Network for Social Responsibility, a member of the United Nations Global Compact after a practical review of the bank’s distinguished contributions and achievements in the field of social responsibility within Islamic banks sector in Arab region, as part of the honoring ceremony of the Islamic banks with the greatest impact on the initiatives of social responsibility in the Arab region which was held in Bahrain on 30-31/7/2017.

Jordan Islamic Bank (JIB) has received the PCI Data Security Standard ( PCI DSS) Compliance Certification in its latest version (3.1) from Payments Card Industry (PCI) which is specialized in applying the highest security standards for all information of cardholders for the bank’s systems’ compliance to the latest banking standards to measure the data security of cardholders in cooperation with Control Case, an international company specialized in PCI –DSS compliance, which assessed and audited the bank’s compliance in applying this standard which is accredited by the banks to ensure a high level of data security of cardholders and decided by the Payment Card Industry Security Standards Council and meets the requirements of the Central Bank of Jordan (CBJ).

Certificate of appreciation from the Arab Network for Corporate Social Responsibility- Dubai 2016.

The Arab Organization for Social Responsibility granted Jordan Islamic Bank (JIB) the prize of social responsibility for Arab and Islamic banks for the second consecutive year in its tenth season which held in Sharm AlShaikh with a participation of administrative and leading figures in the field of social responsibility at the level of Arab region. However, Jordan Islamic Bank has obtained the prize in appreciation of its distinguished efforts and initiatives to crown its achievements in the field of social contributions and for the issuance of an annual social responsibility report in order to motivate others to deal with social responsibly and change it to the strategic concept in the sectors of banks and financial institutions and enhance it through the wise management.

Two awards from Al Baraka Banking Group for corporate social responsibility :
- Champion of AlBaraka Goals for the year 2016.
- Best contributor in the education sector of the year 2016.

Tatweej Academy for Excellence Awards granted Mr. Musa Shihadeh Al-Nisr Al-Arabi Award for the general administration for 2016 during a ceremony held in UAE ,Dubai , where 22 prominent leading figures at the level of Arab nation were honored. However, the selection of Mr. Shihadeh for this award is a recognition of his significant role in the business sector for he is a distinguished model of the pioneers of Arab administration in the business sector and its significant institutions and as a result of the accomplishments he achieved in the administration filed through his banking experience in the management of the largest Islamic banking institution in Jordan for more than three decades , the distinguished and efficient contribution in Jordan banking sector in addition to achieve tangible adds to the performance and products, confronting the challenges faced the bank business, sustainability, continuity of growth, efficiency, commitment to the bank’s mission and ambitious vision till the bank reached high levels of success and progress.

Tatweej Academy for Excellence Awards granted JIB the following awards:
A- Best pioneering Islamic bank in Jordan in the field of wise leadership in 2014 for the 2nd year respectively . B- Golden medallion in the field of wise leadership in the level of Arab World for 2014.
C- NIBRAS award as the best Islamic financial institution in the level of Arab world for 2013.
- Islamic Finance News ( Malaysia) named JIB best Islamic bank in Jordan for 2015 2014 , 2012 .
- International Finance Magazine ( London) named JIB best Islamic bank in Jordan for 2014.
- (DNV) Universal Company renewed granting JIB the international Quality Certificate ISO9001:2008 for the   year 2009 in management systems which shows the bank’s good performance in different productive and   managed issues, In addition to the ISO9001-2000 which the bank was granted in 2006.

Jordan Islamic Bank (JIB) received an appreciation letter from the International Organization of Standardizations (ISO) for its uptake and use of ISO 26000 guidance on social responsibility within ( MENA ) region in an assertion of the bank’s distinguished role in the field of social responsibility and its efficient participation in the social responsibility project since 2013 under the supervision of quality experts in Jordan Standards and Metrology Organization (JSMO) and experts in International Organization for Standardization in Sweden.

Credit and Sharia Ratings

Islamic International Rating Agency (IIRA) has affirmed the Shariah Quality Rating for Jordan Islamic Bank at AA+ (SQ), confirming the bank's commitment to the highest Shariah standards for evaluating the performance of Islamic financial institutions from a Shariah perspective.
 
The agency's report, issued on 4/5/2025, stated that Jordan Islamic Bank is a pioneer in Islamic banking globally and regionally and is the first and largest Islamic bank in Jordan, basing its operations on a clear mission and vision.
 
The report indicated that the bank's absolute commitment to Sharia-compliant quality and governance requirements, effective internal controls, and mechanisms for protecting the rights of investment account holders contributed to the establishment of a strong governance framework.
 
The report praised the bank's strong presence in the local market, with a wide network of branches and ATMs covering all of Jordan, in addition to the advanced electronic services it provides through its electronic channels, which have contributed to its access to a broad customer base.
 

Islamic International Rating Agency (IIRA) confirmed the confirmation of the Sharia Quality Rating of Jordan Islamic Bank at AA+ (SQ) in order to continue the bank’s commitment to the highest standards of compliance and adherence to the principles and provisions of Islamic Sharia in the banking products and services it launches that meet the needs of its customers, along with the bank’s commitment to Corporate Governance Instructions issued by the Central Bank of Jordan.

 This was stated in the report issued by the agency on 28/3/2024, as Jordan Islamic Bank is considered a pioneer in Islamic banking in the region as the first and largest Islamic bank in Jordan, constituting 9.6% of the total banking assets in the Jordanian banking sector and approximately 50% of the Islamic banking sector in Jordan. The report indicated that the bank is committed to the principles and provisions of Islamic Sharia and the requirements of Sharia quality and governance through the presence of a strong control system and continuous supervision by an experienced Sharia Supervisory Board. It also strengthened its infrastructure in Sharia supervision in 2023 by establishing the Sharia Compliance Department in compliance with the new governance requirements of the Central Bank of Jordan.

 

International Islamic Rating Agency (IIRA) confirmed the re-affirmation of the credit rating of Jordan Islamic Bank at A+ (jo) / A1 (jo) at the local level and BB+ / A3 at the international level for foreign currencies, while maintaining a “stable” outlook for all these ratings.

 The agency’s report issued on 20/12/2023 stated that Jordan Islamic Bank is considered one of the leading Islamic banks in the region and one of the most important Jordanian banks and the first among the Islamic banks operating in Jordan, where the share of its assets amounts to 9.6% of the total assets of the Jordanian banking sector and its market share amounts to about 50% of the assets of the Islamic banking sector in Jordan, and the bank’s continued obtaining of these classifications was based on the bank’s stability in risk and liquidity indicators and its distinction in large geographical spread through 89 branches and 22 offices covering various regions of Jordan, which gives it the advantage in providing retail services.

In confirmation of the bank's financial strength and its achievement of sustainable growth, Standard & Poor's has reaffirmed the credit rating of Jordan Islamic Bank for long-term (B+) and short-term (B) and the SACP rating at (bb-) with a stable outlook.
The report issued by Standard & Poor's on August 21, 2023 showed that the credit ratings granted to Jordan Islamic Bank were based on the bank's leading position as the largest Islamic financial institution in Jordan, in addition to the flexibility of good and strong business in providing retail financing to "individuals". And maintaining a stable market share in the Jordanian banking sector in terms of financing by 15.5% and deposits by 12.8% at the end of 2022.
The report indicated that the bank was distinguished by achieving a proven record of flexible financial performance to face the pressures imposed by the local business environment in terms of decline in GDP growth, unemployment, and political and regional instability, to achieve strong regulatory capital ratios, a consistent record of asset quality measures, and to adopt a wise dividend policy with the ability to generate stable revenue.
The Bank also adhered to the governance instructions with a balanced Board of Directors, as 55% of its members are independent, which gave a strong advantage in the leadership and management of the Bank to deal with different operational environments.
Dr. Hussein Said, CEO/General Manager of Jordan Islamic Bank, expressed his pride in the bank's achievements to maintain its banking position despite the various challenges and to achieve good credit ratings from major international rating agencies, including Standard & Poor's, which is concerned with the continuity of follow-up and interest in the bank's performance, praised the joint efforts of the Board of Directors, Executive Management and all employees to implement the Bank's strategic plan by achieving the best results
International Islamic Rating Agency (IIRA) (based in Bahrain) continued to confirm the Shariah quality rating of Jordan Islamic Bank at AA+ (SQ) due to the bank’s commitment to the highest standards of compliance with the principles and provisions of Islamic Sharia in the banking products and services it launches that meet the needs of its customers. This came in the press release issued by the agency on the first of September 2022, where Jordan Islamic Bank is considered a pioneer in Islamic banking in the region and is absolutely committed to the requirements of Shari’a quality, governance, independent stability of the board of directors, gender diversity, and commitment to effective internal controls and methods used to protect the rights of investment account holders within a strong governance framework and strengthening Sharia governance through increased membership and independent supervision of the Bank’s Sharia Supervisory Board and high participation in product development in a way that supports Sharia governance and the Bank’s goal of adhering to the provisions and principles of Islamic Sharia, and the Bank demonstrates a high level of transparency in standards and discloses Material information about financial matters related to governance, including Sharia governance and in line with regulatory requirements, in addition to the bank’s commitment to its distinguished role in the field of social responsibility and sustainability through donations to support charitable work in the community, sustainable use of energy, and development of products and services and initiatives related to sustainable financing, Which supports the bank’s strategy of sustainability, with the bank’s commitment to distributing suitable competitive returns to investment account holders and providing adequate disclosures to stakeholders.