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Date : Feb 12, 2026
Jordan Islamic Bank announced that it achieved strong financial results at the end of 2025, supported by sustainable growth in its various financial indicators. Total revenues for 2025 amounted to approximately JD 365.6 million, compared to approximately JD 313.7 million, with a growth rate of 16.6%. Profit before tax amounted to about JD 113.6 million, compared to about JD 99.4 million at the end of 2024, with a growth rate of 14.3%. Net profit after tax amounted to about JD 71.1 million, compared to about JD 66.1 million last year, with a growth rate of 7.6%, supported by increased activity in core banking operations and expansion of the customer base.
Based on the preliminary financial results, the Board of Directors, in its meeting on 12/2/2026, recommended to the Ordinary General Assembly, which will be held on 27/4/2026, the distribution of cash dividends to shareholders at a rate of %25 of the nominal value of the share for the year 2025 and a total amount of JD 50 million, noting that these results are subject to the approval of the Central Bank of Jordan.
Commenting on these results, Mr. Abdullah Al-Howaish, Chairman of the Board of Directors of Jordan Islamic Bank, praised the outstanding results achieved by the bank during the year 2025, which confirm the strength of the bank’s financial position and the efficiency of its institutional performance. He stated that these results are the culmination of a collective effort by the Board of Directors, the executive management, and employees in efficiently implementing the bank’s strategy, which is based on achieving sustainable growth in various financial indicators, enhancing efficiency, and adapting to the economic and geopolitical changes and challenges witnessed in the region, in addition to achieving sustainable profits for its shareholders and rewarding returns for its depositors, supported by an institutional framework at the level of all business sectors.
Mr. Abdullah Al-Howaish explained that 2025 was an exceptional year; full of achievements in the bank’s journey, as it witnessed the launch of the strategy (2025-2029), which committed to excellence and supporting a culture of innovation to achieve accomplishments consistent with the bank’s vision of leadership in Islamic banking.
For his part, Dr. Hussein Said, CEO of the Jordan Islamic Bank, said that the strong results achieved by the bank during the year 2025 were driven by the clear growth in diversified income sources from various sectors and the policy of managing costs and risks, and achieving strong growth in net profits driven by growth in returns and commissions as a result of improving financing levels and the efficiency of liquidity management and sources of financing. As assets, including (off balance sheet accounts - under management), amounted to about JD 7.7 billion, compared to about JD 7.0 billion at the end of 2024, an increase of about JD 0.7 billion and a growth rate of about 10.1%.
Dr. Hussein Said emphasized the bank’s interest in developing its financing and investments by diversifying the allocation of funds in various sectors, including individuals, companies, small and medium enterprises, and their geographical distribution. Financing and investments, including (off balance sheet accounts - under management), amounted to approximately JD 6.4 billion, compared to approximately JD 5.7 billion at the end of 2024, an increase of about JD 0.7 billion and a growth rate of about 11.4%.
As confirmation of the trust of the bank’s customers and its distinguished services, customer deposits, including (off balance sheet accounts - under management), reached about JD 6.9 billion, compared to about JD 6.3 billion at the end of 2024, an increase of about JD 0.6 billion and a growth rate of approximately 10.2%.
The bank also maintained the strength of its financial position, as shareholders’ equity at the end of 2025 amounted to about JD 584 million, compared to about JD 562 million at the end of 2024. The return on equity amounted to about 12.4%, the Capital Adequacy Ratio amounted to about 19.3%. Non- Performing Finance (NPF) ratio amounted to about 2.5%, which indicates the quality and strength of the loan portfolio and the effectiveness of risk management, which enhances the bank’s ability to support its future investment plans.
Dr. Hussein Said pointed out that the bank attaches great importance to investing in digital technologies and developing innovative banking products and services, which ensures providing a distinguished experience for its customers and enhances the bank’s ability to achieve sustainable growth in light of the rapid transformations witnessed by the banking sector, in addition to strengthening the bank’s role in environmental, social and governance sustainability , building a culture of sustainability and working to implement it at various levels.