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Date : Jul 29, 2025
Jordan Islamic Bank announced its financial results for the first half of 2025, achieving net profits after tax of approximately JD 35.7 million, compared to JD 33.0 million during the first half of 2024, with a growth rate of 8%. The bank's realized revenues amounted to approximately JD 178.4 million, compared to revenues for the first half of 2024 of approximately JD 154.3 million, with a growth rate of 15.6%.
Commenting on these results, Mr. Abdullah Al-Howaish, Chairman of the Board of Directors of Jordan Islamic Bank, praised the bank’s financial results achieved until 30/6/2025, which were approved by the Board of Directors during its meeting held on 27/7/2025. These results reflect the soundness and strength of the bank’s financial position, maintaining the quality and durability of its assets, its distinction in the Jordanian banking market, and its ability to create a positive and sustainable impact in the economic and social environment by continuing progress and growth with the combined efforts of all the executive management and employees of the bank and the directives of the Board of Directors to achieve these results and win many awards, credit and Sharia ratings from several international institutions as the best Islamic bank and Islamic financial institution in Jordan for the years 2024-2025.
Dr. Hussein Said, CEO of Jordan Islamic Bank, said, “The bank’s continued achievement of sustainable growth in its various financial indicators until 30/6/2025 confirms the success in implementing the bank’s strategy for the years (2025-2029), which is characterized by comprehensiveness, flexibility, and prudence in business and risk management, as the bank’s total assets, including (off-balance sheet accounts - under management), growth to about JD 7.32 billion, compared to about JD 6.98 billion at the end of 2024, with a growth rate of 4.9%.”
Customer deposits, including (off-balance sheet accounts - under management), reached about JD 6.65 billion, compared to about JD 6.29 billion at the end of 2024, a growth rate of 5.8%.
Financing and investments, including (off-balance sheet accounts - under management), amounted to about JD 6.10 billion, compared to about JD 5.73 billion at the end of 2024, a growth rate of 6.5%.
The bank has been able to maintain a strong capital base, with equity at the end of the first half of this year reaching about JD 549 million, return on equity reaching 12.8%, Capital Adequacy Ratio reaching 19.6%, and return on assets reaching 1.14%.
Dr. Hussein Said emphasized the continuity of work to achieve the pillars of the Bank’s future plan for the year 2025, which focuses on achieving growth in key indicators, which is reflected in profitability indicators, enhancing competitiveness, increasing market share, maintaining balanced returns for shareholders and investment account holders, increasing assets, improving the operational efficiency index, expanding the Bank’s customer lounge for various segments, developing products and services, improving digital and traditional channels, ensuring that it keeps pace with the latest developments in all areas of work, improving the availability of safer basic digital banking services, and complying with all laws and instructions issued by legislative and regulatory authorities to reduce the impact of risks that the Bank may be exposed to. In addition, it focuses on caring for and qualifying human competencies and enhancing the Bank’s role in the field of social responsibility, which serves the corporate identity and enhances the positive image in society.