Digital Financing

Apply for financing directly through the Islami Mobile App. Fast, simple, and without the need to visit a branch or go through traditional procedures. The Jordan Islamic Bank offers Sharia-compliant Murabaha financing, allowing you to access financing anytime, from anywhere, through a streamlined digital experience. Easily submit and track your financing request right from your mobile.

Download the Islami Mobile App and start your financing request in minutes.

Digital Financing at the Jordan Islamic Bank:

Apply for financing directly through the Islami Mobile App, no branch visits, no waiting. The Jordan Islamic Bank digital financing service allows you to apply for financing via mobile, by entering your details and uploading documents online in clear, fast steps.

Your application is submitted instantly, with the ability to track your financing request through the app, saving time and delivering a simpler, more flexible experience without traditional procedures.

Digital Financing Products at the Jordan Islamic Bank

Currently, digital financing includes two main financing products: Car Murabaha Financing and Musawama Financing, both available through the Islami Mobile App.

Car Murabaha Financing

Get a new or used car with Murabaha car financing, including petrol, hybrid, or electric vehicles, in line with the bank’s approved policies and Sharia-compliant financing principles.

Musawama Financing

Musawama financing allows you to pay in installments for your purchases, such as furniture and home appliances, through a network of approved merchants—at a price equivalent to the cash price.

Benefits of Digital Financing via the Jordan Islamic Bank App

Digital financing offers a smarter way to apply for financing—combining speed, flexibility, and ease of use. You can apply anytime, from anywhere, without being tied to branch hours or location. The service also allows you to upload documents online and track your application status in real time, reducing reliance on traditional procedures and accelerating processing. You can receive instant initial approval, helping you move forward without long waiting times.

How Digital Financing Applications Are Assessed and Approved:

Each digital financing application is evaluated based on the client’s credit profile and compliance with the bank’s approved eligibility criteria. In cases that meet specific requirements under the fast-track process, instant approval is granted. For other applications, the request is reviewed in line with standard procedures.

Clients are notified of the application outcome, along with the next steps to complete the financing process as quickly as possible.

Suitable Clients for Digital Financing:

Digital financing is ideal for clients who prefer applying for financing online through fast and organized digital channels. It is especially suitable for employees and business owners looking to save time on application procedures and easily apply for Car Murabaha Financing or Musawama Financing via the mobile app.

To use this service, clients must have an active account with the Jordan Islamic Bank linked to the Islami Mobile App, in accordance with the bank’s eligibility criteria.

Important Information Before Applying for Digital Financing:

Start your digital financing application now through the Islami Mobile App, easily and at any time. Before applying, make sure you have an active bank account linked to the app, and prepare the required information and documents (if any) to upload directly.

Reviewing the application steps and how to complete the process in advance helps ensure your financing request is submitted correctly the first time. The more complete your information, the faster you can apply, track your request, and receive approval without delays.

Download the Islami Mobile App and start your financing request in minutes.

How to Apply for Digital Financing via the Mobile App:

Applying for digital financing is simple and straightforward:

Log in to the Islami Mobile App.
Select Digital Financing.
Enter the required details.
Upload your documents online.
Submit your application and track its status.

Once submitted, your application is received and reviewed promptly. You may get instant initial approval, with immediate notification of the result. If approved, the next steps to complete the process will be clearly outlined

Frequently Asked Questions About Digital Car Financing and Musawama Financing – Jordan Islamic Bank

Q: What is digital financing at the Jordan Islamic Bank?

A: Digital financing is a service that allows you to apply for financing online through the Islami Mobile App, without visiting a branch at the application stage. Further steps may be completed later depending on the financing type.

Q: Can I apply for financing without visiting a branch?

A: Yes, you can complete your digital financing application ، including entering your details and uploading documents. A branch visit may only be required later to complete final procedures.

Q: What products are available under digital financing?

A: Digital financing includes Car Murabaha Financing for new and used vehicles (petrol, hybrid, and electric), as well as Musawama Financing for installment purchases such as furniture and home appliances through approved merchants.

Q: How can I apply for digital financing?

A: Apply through the Islami Mobile App by selecting Digital Financing, filling in the required details, and uploading documents online. Your request will then be reviewed according to the bank’s approved policies and Sharia-compliant financing guidelines.

Q: Can I get instant approval?

A: Yes, in some cases that meet the fast-track criteria, instant approval is granted and you will be notified via SMS to proceed with the next steps. Other applications may require additional review.

Q: Can I apply for financing at any time?

A: Yes, the Islami Mobile App allows you to apply for financing 24/7, giving you full flexibility to apply anytime, from anywhere.

Q: What happens after I submit my financing application?

A: After submission, your application is reviewed based on the bank’s policies. You will be notified of the outcome, along with the next steps to complete the process if approved.

Q: Can I apply for financing for a used car?

A: Yes, Car Murabaha Financing is available for both new and used vehicles, including petrol, hybrid, and electric cars, subject to the bank’s approved terms and policies.

Q: Can I modify or cancel my financing application after submission?

A: Yes, you can modify your application at any stage before submitting it. After submission, any modification or cancellation can be requested through the bank’s approved channels, depending on the application status and procedures.

Q: Do I need to visit a branch in all cases?

A: A branch visit is not required at the application stage for digital financing, but may be needed in some cases to complete final procedures, depending on the financing type.

Q: How long does it take to get financing?

A: The time required depends on meeting eligibility criteria and completing all required information and documents. In some cases, instant approval is possible, while others may take longer for review.

Q: Can I get instant financing through the app?

A: In some cases, you can receive instant approval through the Islami Mobile App if fast-track conditions are met. Otherwise, your application will be reviewed as quickly as possible under standard procedures.

Subject To the Terms and Conditions of Jordan Islamic Bank

New Services

You can now update your information through the "Islami Mobile" application, Without the need for that, visit the branch and without the need to communicate with the customer service center with ease and accuracy.

The Smartphone App is Available on the Following stores, Download the App now: