jordan
Egypt
Tunisia
Sudan
Bahrain
Turkey
South Africa
Algeria
Lebanon
Syria
Pakistan
Libya
Iraq
It is a product concerned with financing solutions for maintenance and finishing works for buildings and covering workers’ wages through Ijarah services formula. The product covers projects related to maintenance and finishes works of materials and wages such as (Stone, Interior Construction, Aluminum, Decoration, Kitchens, Landscaping, Machinery, Engineering Fees and Supervision ...etc.).
Advantages
- A competitive profit rates.
- A financing rate up to 100%.
- Flexible payment periods.
- Without credit granting/finance execution commission of 1%.
- The possibility of exemption from providing guarantors according to the customer's credit status.
- The possibility of approving and including family income from the first degree of joint financing.
- Including the customer in mutual insurance (according to the terms and conditions of the mutual insurance fund system).
- The percentage of monthly installments of the applicant for financing with us and with others not exceed 50% of proven income.
Required documents
- Offer price
- Registration deed
- Land Chart and regulatory site Chart
- Building permit - if necessary -
- The initial approval of the guarantor- if any.
- Identification documents.
- Proofs of income (salary certificate - salary transfer continuity).
- Certificate of registration and profession license for those with self-employment.
Terms and Conditions
- The maximum repayment period is up to 84 months.
- The customer is covered by mutual insurance (subject to the terms and conditions of the Mutual Insurance Fund).
- The customer's age must not exceed 70 years at the end of the loan term. The maximum debt burden is 50%.
- Financing may reach up to 100% (depending on the applicant's circumstances).
* The product is subject to the terms and conditions of the bank
New Services
You can now update your information through the "Islami Mobile" application, Without the need for that, visit the branch and without the need to communicate with the customer service center with ease and accuracy.
The Smartphone App is Available on the Following stores, Download the App now:
