Murabaha in Shares

Jordan Islamic Bank provides the opportunity to finance the purchase of shares, whether for the purpose of trading, growth or resale, for flexible repayment periods and easy installments, in accordance with the provisions and principles of Islamic Sharia.

Features:

Legal financing solutions for owning shares.
Help customers who wish to transfer their existing loans from other banks Buy-out.
Competitive profit rate starting from 4.88% for transferred salaries for a repayment period of 4 years.
Financing rate that covers your needs up to 100%.
Flexible repayment periods of up to 8 years.
Without credit granting commission/financing implementation commission of 1%.
Possibility of exemption from providing guarantors depending on the customer's credit status.
Covering the customer with mutual insurance (according to the terms and conditions of the Mutual Insurance Fund System (at a rate of 0.5%) annually added to the financing.

Identification documents:

• Identity documents.

• Proof of income (Salary certificate - Continuity of Salary Transfer).

• Certificate of registration and professional license for self-employed persons.

• Bank statement for the last 6 months.

• Initial approval of sponsors - if any -

Terms and Conditions

The minimum financing amount is 3,000 dinars.
The maximum repayment period is up to 96 months.
The maximum debt burden is 50%.
The customer is covered by mutual insurance (subject to the terms and conditions of the Mutual Insurance Fund system).
A fixed and competitive profit rate is available throughout the financing period.

Subject to Bank Terms and Conditions

New Services

You can now update your information through the "Islami Mobile" application, Without the need for that, visit the branch and without the need to communicate with the customer service center with ease and accuracy.

The Smartphone App is Available on the Following stores, Download the App now: