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Buy your goods with monthly installments at the same price!
Jordan Islamic bank offers you now the opportunity to pay your purchases at the price of cash and buy any items for your home from furniture or electrical appliances with easy installments at the same cash price and in accordance with the Shariah rules through a group of approved merchants' outlets in addition to the besides the following features:Benefits
- A financing rate 100%.
- Flexible payment periods.
- Without credit granting/finance execution commission of 1%.
- The possibility of exemption from providing guarantors according to the customer's credit status.
- The possibility of approving and including family income from the first degree of joint financing.
- Including the customer in mutual insurance (according to the terms and conditions of the mutual insurance fund system).
- The percentage of monthly installments of the applicant for financing with us and with others not exceed 50% of proven income.
Required Documents
- offer price.
- The initial approval of the guarantor- if any.
- Identification documents.
- Proof of income (salary certificate - salary transfer continuity).
- Certificate of registration and profession license for those with self-employment.
For more, click on the sector to see the list of approved merchants for the bargaining product
Terms and Conditions
- Installment plans are available at the same price as cash, according to agreements signed with suppliers.
- The maximum debt burden is 50%. Mutual insurance coverage is available (subject to the terms and conditions of the Mutual Insurance Fund).
- The borrower's age must not exceed 70 years at the end of the loan term. Financing may reach up to 100% (depending on the borrower's circumstances).
* The product is subject to the terms and conditions of the bank
New Services
You can now update your information through the "Islami Mobile" application, Without the need for that, visit the branch and without the need to communicate with the customer service center with ease and accuracy.
The Smartphone App is Available on the Following stores, Download the App now:
