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IraqJordan Islamic Bank provides the opportunity to finance the costs of purchasing solar energy generation systems and solar heaters in easy installments and within Shariah controls and at the cash price through a network of accredited specialized companies.
Benefits
- Suitable profit rate.
- Financing rate up to 100%.
- Flexible payment terms.
- Without credit granting commission/financing execution commission of 1%.
- Possibility of exemption from providing guarantors depending on the customer’s credit status.
- The possibility of adopting and including first-degree family income for joint financing.
- The customer is included in mutual insurance (according to the terms and conditions of the Mutual Insurance Fund system).
Required Documents
- Offer price
- Registration deed
- Land Chart and regulatory site Chart
- Building permit - if necessary -
- The initial approval of the guarantor- if any.
- Identification documents.
- Proofs of income (salary certificate - salary transfer continuity).
- Certificate of registration and profession license for those with self-employment.
Terms and Conditions
- The maximum repayment period is up to 84 months. Mutual insurance coverage is available (subject to the terms and conditions of the Mutual Insurance Fund). The borrower's age must not exceed 70 years at the end of the loan term. The maximum debt burden is 50%. Financing may reach up to 100% (depending on the borrower's circumstances).
* The product is subject to the terms and conditions of the bank
New Services
You can now update your information through the "Islami Mobile" application, Without the need for that, visit the branch and without the need to communicate with the customer service center with ease and accuracy.
The Smartphone App is Available on the Following stores, Download the App now:
