jordan
Egypt
Tunisia
Sudan
Bahrain
Turkey
South Africa
Algeria
Lebanon
Syria
Pakistan
Libya
Iraq
A package of products and services that provided for People who are about to get married and their families to facilitate the installments of their marriage costs and so Reducing the financial burden.
Products and services:
- Financing costs for hall reservations and wedding planners (engagement / wedding).
- Financing furniture, home appliances.
- Financing honeymoon trips.
- Al Qard Al Hasan for various needs.
Advantages:
- A financing ceiling to cover all your needs.
- Competitive profit rates.
- Finance up to 100% of the value of your needs.
- The possibility of obtaining a Al Qard Al Hasan.
- The possibility of giving a grace period of up to 3 months.
- Discounts and preferential rates from merchants and service providers for "Zafafi" package customers.
Including the customer in mutual insurance (according to the terms and conditions of the mutual insurance fund system (at a rate of 0.5%) annually, added to the financing.
Required documents:
- Offer rental for service.
- The initial approval of the guarantor- if any.
- Identification documents.
- Proof of income (Salary Certificate - Salary Transfer Continuity).
- Certificate of registration and profession license for those with self-employment
Terms and Conditions
- The customer can benefit from all available products or specific products of their choice.
- At least two products must be selected to benefit from the package.
- The financing amount is distributed among the products according to the customer's preference.
- The customer must utilize the allocated financing amount within a maximum of 6 months.
- The minimum financing amount is 3,000 dinars.
- The maximum repayment period is 84 months.
- The maximum debt burden is 50%.
- Customers with the package can obtain an interest-free loan separately. The interest-free loan is available for a maximum of 1,000 dinars for financing of 5,000 dinars or more, and 500 dinars for financing of less than 5,000 dinars.
- The interest-free loan will not be granted to the customer unless they utilize at least 50% of the loan amount.
- The customer is covered by mutual insurance (according to the terms and conditions of the Mutual Insurance Fund). For hall and lounge financing products and tourism trip financing, a down payment of a percentage of the total value not exceeding 10% is required.
New Services
You can now update your information through the "Islami Mobile" application, Without the need for that, visit the branch and without the need to communicate with the customer service center with ease and accuracy.
The Smartphone App is Available on the Following stores, Download the App now:
